Innovative Measures are Being Tested to Fight Credit Card Fraud As fraud continues to increase, spurred by the growth of ecommerce and mobile payments, merchants, card networks and card issuers are seeking new ways to …
Future of the Credit Card Competition Act is Uncertain In July 2022, the Credit Card Competition Act (CCCA), a bill which seeks to drive down merchant fees and reduce costs to consumers by increasing competition among …
Every year, in April and October, the merchant processing rules change. This month, Visa, Mastercard, American Express and Discover have rolled out new fee structures and rules. This blog highlights the changes which will impact …
Video: Surcharging has evolved. And it’s worth considering. Credit card surcharging is when a business charges the customer a percentage-based fee for using a credit card to pay for goods or services. Even five years …
Visa announced it will be making modifications to its dispute rules in April 2023. In addition to allowing device id to be used as compelling evidence to dispute fraud in card-not-present environments, Visa will make …
A bill has been introduced in the US Senate seeking to drive down merchant fees by increasing competition among US credit card networks. In late July, Sen Dick Durbin (D-Illinois) and Senator Roger Marshall (R-Kansas) …
PCI compliance fosters the adoption of data security standards and resources designed to prevent fraud and make payments safe. Read our article to find out more about PCI data security standards and the steps merchants …
US Senate holds hearing on Interchange Fees. Merchants, banks, card networks, and consumer advocates present their perspective on credit card processing fees. On May 4, the Senate Judiciary Committee held a hearing titled “Excessive Swipe …
Subscription rule changes from Mastercard delayed until September 2022. New requirements for subscription and negative option billing were originally slated to take effect in March. In late 2021, Mastercard announced new requirements for merchants using …
What is credit card tokenization? Fraud is one of the biggest challenges faced by the payments industry, and tokenization is one way to prevent it. Credit card tokenization is a fraud-prevention measure that protects sensitive …
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