Credit card debt reaches record levels. According to the Federal Reserve Bank of New York, US credit card debt has exceeded $1 trillion for the first time. In August, the Fed reported that credit card balances …
How Visa got started, and where it sits within the payments world. Visa is one of the dominant players in the global payments ecosystem. It touches the lives of millions of consumers and businesses every …
Changes to credit card processing rates and rules to be activated October 2023. Every year in April and October, the card brands update processing rates and rules. Verisave has been monitoring developments to provide our …
Credit Card Competition Act of 2023 Introduced In early June, lawmakers introduced the Credit Card Competition Act of 2023 in the US Senate and House of Representatives. The bill is nearly identical to one that …
Get Ready for PCI DSS 4.0 In March 2022, the PCI Security Standards Council (PCI SSC), a global payment security forum, published version 4.0 of the PCI Data Security Standard (PCI DSS). PCI DSS is …
AI meets the credit card processing industry Artificial Intelligence (AI) seems to be everywhere. It is being applied to a growing range of activities, including Farming, Medicine, Manufacturing, Education — and credit cards are no exception. …
Every year, in April and October, the card brands update processing rates and rules. Noteworthy changes going into effect during April and May 2023 are summarized below. VISA New Fees From Visa New CVV2 Fee …
Government Agencies and Lawmakers Address Credit Card Industry Practices Beginning in late 2022 and continuing into 2023, an unprecedented amount of scrutiny, from a variety of agencies, has been focused on the credit card industry. Here …
Every year, in April and October, the card networks update processing rates and rules. Below is a summary of the noteworthy changes expected to go into effect in April 2023. We will publish an update …
The Cost of Ecommerce and Retail Fraud Continues to Rise Combating fraud is a growing challenge for many merchants. LexisNexis® Risk Solutions’ 2022 True Cost of Fraud™ Study for Ecommerce and Retail explores fraud trends …
Our mission is to optimize your merchant account and payments stack. The result is reduced credit card processing fees, and streamlined operations. Whenever possible, we do this without changing your processor, partners, systems, or client experience.
The first step is to determine if we’re a mutual fit.
Not every business will have an opportunity to trim wasted spend from their processing fees or fine-tune their payments stack.
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