BlueSnap for Credit Card Payment Processing
BlueSnap offers merchant accounts and provides a payment gateway for retailers to accept credit card payments. While you can use BlueSnap as your gateway for in-person transactions, they focus mostly on eCommerce sales. BlueSnap offers plenty of information on their website as far as pricing and plan options. But you’ll notice that their fees for small business owners are uncommonly high. While they can be a suitable gateway and merchant account provider for larger businesses, we do not recommend BlueSnap for businesses processing under $2,500 per month.
BlueSnap has also developed an impressive list of tools for eCommerce. If you use BlueSnap as your merchant account provider, you can gain access to subscription billing solutions, intuitive shopping cart integration, and more customizable developer tools to build a unique interface for your site.
Small businesses signing up with BlueSnap for merchant services might quickly find themselves paying higher fees than their competitors. It helps to have a team of credit card processing consultants like Verisaveto help you control costs associated with credit card processing. Speak with a representative at Verisave to see if you could be saving money on merchant account fees by using BlueSnap or a different merchant account provider.
Products & Services Offered
BlueSnap provides merchant accounts and payment gateway services for business owners – whether you have a physical storefront or you’re processing payments online. When it comes to credit card payment processing, BlueSnap offers the following services:
- Payment Gateway – BlueSnap works with third-party processors (including Vantiv, First Data, and other major processors) to provide processing of credit card payments and acts as the gateway for those transactions. They have a proprietary gateway service called Powered Buy Platform. You can offer your clients the option to use 110 different payment types (credit cards, PayPal, eCheck, wire transfers, etc.) in 100 different currencies.
- Merchant Accounts – If you opt to use BlueSnap as your merchant account provider, they include the following services built into the pricing structure:
- A single merchant account
- Payment gateway
- eWallets integration
- Comprehensive fraud prevention
- Hosted checkout pages
- API integration
- Chat, email and phone support
- PCI compliance
- Reporting tools
- BlueSnap Virtual Terminal – With BlueSnap’s virtual terminal, you can add Pay Now buttons to invoices, process phone orders, and accept credit, debit, and ACH payments.
- Subscription Billing – This is done via BlueSnap’s virtual terminal.
- Shopping Cart Integration – Integrate BlueSnap services with an existing shopping cart service on your web page or use BlueSnap as your shopping cart. You can host the payments page on your own site or use BlueSnap as your host site for payments.
Working with Verisave provides all the customization you’ll need for setting up your merchant accounts. Having worked with hundreds of companies processing credit payments every day, we can apply our proven savings strategies to your merchant account. If BlueSnap isn’t the best option for your business, we’ll tell you who is. Give us a call before making long-term commitments to any credit card payment processor.
UI/System Integration
Working with BlueSnap is simple as far as system integration goes. Much of their services can be used without having to change the way you’re currently doing business. The only changes that could be necessary would come from using their hosted payments page for eCommerce. This process is a simple redirect and their customer service can help you set this up.
How Much Will You Be Paying For BlueSnap Services?
BlueSnap offers pricing information on their website. Currently, they charge the following rates:
US Standard Pricing
- Visa/Mastercard Consumer Debit 2.00% + $0.30
- Visa/Mastercard Consumer Debit 2.70% + $0.30
- Visa/Mastercard Corporate, Discover and Diners 2.90% + $0.30
- American Express and Non-US Transactions 3.70% + $0.30
There are no monthly fees for the first year. And as long as you process over $2500 per month, you will continue to have zero monthly fees for BlueSnap’s services. If you are processing less than $2500 per month, you can expect a monthly account maintenance fee of approximately $75. They do not charge setup fees, cancellation fees, or fees for using eWallets.
After working with BlueSnap for a number of years across multiple industries, Verisave has developed proprietary benchmark data that allows access to more savings opportunities. We can help you save money with BlueSnap regardless of whether you’re just starting with them or have been with them for a long time. If you are processing less than $2500 per month, Verisave can help you to find a more cost-effective merchant account provider.
Consider Your Desired Contract Length
BlueSnap does not lock their customers into lengthy contracts. They offer a month-to-month option and will discontinue services once you choose to switch providers and cancel your account. While they require 60 days to stop BlueSnap services, they do not charge a penalty for cancellation.
If you are interested in Canceling a BlueSnap Contract, Implementing/Restructuring with BlueSnap, or Trying to Achieve Savings with BlueSnap, then speak with a Verisave merchant service expert. Customers achieve an average savings of 25%-35% in overall credit card processing fees with an audit from Verisave.
Speaking With BlueSnap Sales and Customer Service Reps
BlueSnap has an easy-to-navigate website with lots of transparent information, including pricing. You can learn a lot about the company and the services they provide by browsing their web pages.
The company uses an in-house sales team as opposed to outsourcing this service. This has proven to be a great advantage for customers and potential customers alike. When companies move their sales team or customer service to an outsourced location, lots of helpful training and information is lost.
They offer multiple forms of customer service and troubleshooting tools and provide an online knowledge base. This is a resource full of reading material that can solve most issues quicker than calling in to speak with a customer service rep. However, you can also call their customer service line or speak with a rep via their website’s chat feature.
Online Reviews of BlueSnap
The BBB gives BlueSnap an A+ rating, which is a great sign. Since they started tracking BlueSnap in 2015, the company has received only about two dozen complaints. This is also a great sign, especially once you read through their complaints and see that it’s traditional customers who’ve complained and not the actual merchants using BlueSnap services.
Our experience with BlueSnap has been positive. As we’ve worked with merchants who use BlueSnap as their merchant account provider, we’ve found their services to be reliable and their customer service to be very helpful. Our ease of communication with BlueSnap has allowed us to capture savings for our clients to lower their overall merchant account fees.
VERISAVE MERCHANT SERVICES REVIEW
BlueSnap for Credit Card Payment Processing
BlueSnap is commonly used by midsized businesses and large corporations. They are easy to work with and highly reliable. While they may not offer an efficient payment model to smaller businesses, they are on par with competing merchant account providers in the industry when it comes to handling larger entities.
If you’re interested in using BlueSnap as your merchant account provider and payment gateway, Verisave can help you to stay two steps ahead of the enrollment process. Our team of merchant account auditors at Verisave has developed proprietary benchmark data on BlueSnap, giving you access to unique savings strategies to help you save more on merchant account fees.
If you are currently using BlueSnap as your merchant account provider, you can still save money by working with Verisave. Submit your most recent merchant account statement and we will determine whether or not you could benefit from our services after performing a free audit of your account statement.