XCharge for Credit Card Payment Processing
XCharge is based out of Pleasant Grove, Utah and was acquired by Global Payments in 2012. XCharge is a virtual terminal system. They offer proprietary software combined with merchant account services to merchants for credit card payment processing.
XCharge works well as a virtual terminal option but has not been updated in a number of years. We anticipate that this product will eventually be phased out. In the meantime, if you’re using XCharge as your merchant account provider and payment gateway, Verisave can help you obtain lower monthly fees.
Speak with merchant account experts at Verisave to find out more about cutting costs and saving on your overall merchant fees. We have worked with XCharge on behalf of our clients in many industries and can help you to restructure your merchant account and credit card payment process with more efficient tools and proven savings strategies.
Products & Services Offered
XCharge provides merchant accounts to retailers and business owners, while also acting as the payment gateway for processing credit and debit card payments. When it comes to credit card payment processing, XCharge provides the following services:
XCharge MERCHANT ACCOUNTS – XCharge does not directly process payments. Merchant accounts from XCharge are provided by the parent company Global Payments.
XCharge eCOMMERCE TOOLS – The XWeb payment gateway pairs with the following shopping carts: Earth Skater, PDG Software, CustomCart, and eLink Ware.
XCharge PAYMENT ACCEPTANCE – Accept payments made with all major credit cards including Visa, American Express, Discover, and Mastercard. Also allow customers to pay via ACH or eCheck.
XCharge PAYMENT GATEWAY – XCharge pairs their virtual terminal software with XWeb – their payment gateway solution.
XCharge POS SYSTEMS – XCharge does not provide hardware for their terminal software. But the software can be paired with many existing POS systems.
XCharge MOBILE PAYMENTS – They do not currently offer an app for mobile payment acceptance. But you can use the parent company’s app, “OpenEdge Mobile.” This app is available for both iOS and Android.
