News
Visa Paused Merchant Verification. That Should Terrify Anyone Who's Been Gaming CEDP.
Jeremy Layton warns that Visa’s verification pause is a trap, not a reprieve — audit trails are still accumulating.
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Coverage, commentary, and conversations on the work we do in merchant payments — from interchange and Visa CEDP to the fee shifts that hit merchant bottom lines first.
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Interviews & Appearances
March 24, 2026
What's New in B2B Merchant Accounts with Jeremy Layton
A conversation with Verisave founder Jeremy Layton on how B2B merchant accounts are changing under Visa’s Commercial Enhanced Data Program — and where the biggest savings opportunities now live.
Watch on YouTube
February 21, 2026
The Future of Interchange Optimization
Verisave founder Jeremy Layton on where interchange optimization is heading — the fee categories quietly moving up, the Level 2/3 data requirements tightening, and how businesses can stay ahead of the next round of changes.
Watch on YouTube
November 27, 2025
The Hidden Visa Rule Costing Businesses $200,000+ Overnight — And How to Stop It
Jeremy Layton breaks down the Visa CEDP rule change that is quietly moving B2B merchants into higher interchange tiers, and what businesses can do to recover the difference.
Watch on YouTubeAdditional Coverage
Digital Transactions
March 17, 2026
The Card Industry's Endless War
“The reduction eases pressure on interchange rates, but I’m not sure that is going to be enough to move the needle for most merchants,” says Jeremy Layton, Verisave chief executive and founder.
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November 25, 2025
Visa Pulled the Plug on a $300K/Month Loophole
Visa’s Commercial Enhanced Data Program closed a pricing loophole that had been saving some merchants hundreds of thousands of dollars a month — leaving B2B businesses scrambling to prove legitimate Level 2 and Level 3 data to keep their rates.
Read articleCardRates
November 10, 2025
Retailers Face Hidden Exposure From a 10% Rate Cap
A proposed 10% interchange rate cap sounds like merchant relief on paper, but Verisave’s analysis shows retailers still carry hidden exposure from downgrades, non-qualified surcharges, and processor markups that sit outside the cap.
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