The CCCA faces another setback. Senator Dick Durbin (D-IL) and Senator Roger Marshall (R-KS) have failed in their attempt to add the Credit Card Competition Act (CCCA) as an amendment to the Guiding and Establishing …
Visa and Mastercard are developing tools to enable agentic commerce. Visa and Mastercard have shared new details about initiatives they are working on to support the advancement of AI-powered commerce, also known as “agentic commerce.” …
How Discover got started and evolved into the card brand it is today. While there is much speculation about how Discover Financial Services’ recent acquisition by Captial One Financial Corporation will impact the payments ecosystem, …
The IFPA’s fate remains unclear. Illinois has delayed the effective date of the Illinois Interchange Fee Prohibition Act (IFPA) by one year to July 1, 2026. The fate of the IFPA remains unclear as litigation …
Visa has made New Changes to its Fraud and Chargeback Monitoring Programs. Effective June 1st, Visa implemented changes to the Visa Acquirer Monitoring Program (VAMP) launched in April. The information in this blog reflects the …
The latest regulatory news pertaining to payments. The payments industry is constantly in flux, with a number of regulatory bodies affecting the landscape. Here are the latest updates concerned with those regulatory efforts. House Members …
Capital One approved to acquire Discover for $35 billion. On April 18th, the Federal Reserve Board and the Office of the Comptroller of the Currency approved Capital One Financial Corporation’s $35 billion acquisition of Discover …
The April 2025 updates have arrived. Every year in April and October, the card brands update processing rates and rules. This is a summary of the rate and rule changes that will impact the broadest …
A major acquisition set to change the payments landscape. On April 17th, Global Payments announced that it is acquiring Worldpay for $24.25 billion in a three-way deal with Fidelity National Information Services (FIS) and private …
American Express agreed to settle federal probes. In January, American Express agreed to pay over $200 million in fines to settle two different federal probes initiated by the Department of Justice (DOJ); a criminal probe …
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