Update: Credit Card Competition Act of 2023 The Credit Card Competition Act of 2023 (CCCA) is likely to be delayed until 2024 as a number of other issues, including the House speaker crisis, avoiding a …
Credit card balances increased by $48 billion to a record $1.08 trillion in Q3 2023. This increase represents a 4.7% increase from Q2 2023 and a $154 billion, or 16.6% increase from Q3 2023, according …
Mastercard is one of the dominant players in the global payments ecosystem. Mastercard touches the lives of millions of consumers and businesses every day, but few know how Mastercard got started, and there are many …
A Fed proposal, a SCOTUS appeal, and the Interchange Anti-Trust Suit Payout New regulatory and legal developments involving the Federal Reserve and the Supreme Court have the potential to reduce the interchange fees merchants pay …
An overview of the October 2023 credit card processing rate and rule changes. Every year in April and October, the card brands update processing rates and rules. Verisave has been monitoring developments and has summarized …
Credit card debt reaches record levels. According to the Federal Reserve Bank of New York, US credit card debt has exceeded $1 trillion for the first time. In August, the Fed reported that credit card balances …
How Visa got started, and where it sits within the payments world. Visa is one of the dominant players in the global payments ecosystem. It touches the lives of millions of consumers and businesses every …
Changes to credit card processing rates and rules to be activated October 2023. Every year in April and October, the card brands update processing rates and rules. Verisave has been monitoring developments to provide our …
Credit Card Competition Act of 2023 Introduced In early June, lawmakers introduced the Credit Card Competition Act of 2023 in the US Senate and House of Representatives. The bill is nearly identical to one that …
Get Ready for PCI DSS 4.0 In March 2022, the PCI Security Standards Council (PCI SSC), a global payment security forum, published version 4.0 of the PCI Data Security Standard (PCI DSS). PCI DSS is …
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