Banks seek to permanently block the IFPA. On March 17, the American Bankers Association, America’s Credit Unions, the Illinois Banker Association, and the Illinois Credit Union League filed a motion seeking to have the preliminary …
Preventative and proactive measures to protect against brute force enumeration attacks. As covered in our recent blog Payment Enumeration Attacks Explained, enumeration attacks are one of the top threats to the payments ecosystem, causing over …
Case Study: An Automotive Parts Wholesaler with Crucial ERP Integrations Many businesses rely heavily on industry-specific ERP systems. Sometimes, these systems have proprietary integrations or exclusive relationships with a limited number of credit card processing …
2025 begins with an early set of rate changes. Every year in April and October, the card brands update processing rates and rules. Sometimes, rate changes occur at other times of the year as well. …
Verisave offers its take on the landscape for the card brands in 2025. The payments industry is in constant flux. While it’s critical to react quickly to card brand updates and major processor activities, it’s …
Merchant suit asserts American Express policies inflate cost of card payments. In December 2024, American Express failed in its attempt to persuade a federal judge to block a proposed class action suit filed by merchants. …
CFPB addresses unlawful practices regarding awards. In December 2024, the Consumer Financial Protection Bureau (CFPB) issued a circular warning credit card issuers that they may violate federal law when they devalue earned rewards, hide the …
Hearing scheduled to bring attention to the CCCA bill. Senator Dick Durbin (D-IL) is apparently making an effort to revive the stalled Credit Card Competition Act (CCCA) which has been languishing since he introduced the …
Payment threat actors are becoming more organized and sophisticated. Visa has released its Fall 2024 Biannual Threats Report which provides an overview of the top threats to the payments ecosystem as identified by its payment …
Opposing briefs filed on interchange law. In June 2024, the Illinois Interchange Fee Prohibition Act (IFPA) was signed into law. It prohibits the collection of interchange fees on sales taxes, excise taxes, and tips if …
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