Get CEDP Compliant by October 17, 2025
Don't lose thousands monthly to Visa's new B2B validation rules. We help businesses maintain their discounted interchange rates through our proven CEDP compliance process.
Trusted by finance leaders nationwide
Trusted by finance leaders nationwide
What's Happening With Visa Commercial Interchange
April 12, 2025: CEDP Fee Active
The 0.05% participation fee is already live on all Level 2 and Level 3 transactions. For a business processing $1M monthly, that's an extra $500 per month in fees.
October 17, 2025: Enforcement Begins
Visa begins real-time verification of transaction data. Non-compliant merchants lose discounted rates (typically 0.45-0.90% increase) and face 10-15 day settlement delays.
Verification Takes 4-8 Weeks
The compliance review process requires weeks of back-and-forth with Visa. Businesses are already queuing up—delay puts you further behind.
Ongoing Impact & Monitoring
Once flagged as 'Unverified,' achieving verified status becomes significantly harder. Continuous monitoring is required to maintain compliance.
The level of risk for these businesses depends on current processing volume, in Visa B2B transactions. Below is a chart giving some approximated risk amounts:
| Monthly Transaction Volume | 100% B2B | 75% B2B | 50% B2B | 25% B2B |
|---|---|---|---|---|
| $100k | $1,100 | $825 | $550 | $275 |
| $500k | $5,500 | $4,125 | $2,750 | $1,375 |
| $1M | $11,000 | $8,250 | $5,500 | $2,750 |
| $5M | $55,000 | $41,250 | $27,500 | $13,750 |
| $10M | $110,000 | $82,500 | $55,000 | $27,500 |
| $50M | $550,000 | $412,500 | $275,000 | $137,500 |
| $100M | $1,100,000 | $825,000 | $550,000 | $275,000 |
Get Your Personalized CEDP Risk Assessment
Use our analysis tool for immediate results or download our comprehensive guide to understand your specific risk level and compliance requirements.
Prefer to review offline? Download our complete CEDP risk analysis guide:
Why CEDP Compliance Can't Wait
Over time, loopholes emerged: many merchants (sometimes with processor assistance) submitted dummy or placeholder data solely to trigger discounts. Issuing banks, which benefit from interchange revenue, have pressed Visa to tighten enforcement.
What's at stake for your business:
- •A company processing $10M annually in B2B transactions faces $45,000+ in additional yearly fees
- •Cash flow disruption from 10-15 day settlement delays on every transaction
- •Competitive disadvantage as compliant competitors maintain lower processing costs
- •Once flagged as 'Unverified,' achieving verified status becomes significantly harder
Most B2B companies have been receiving Level 2 and Level 3 discounts by submitting basic transaction data. But here's what many don't realize: the data you're sending today likely won't meet Visa's new validation standards.
Businesses We've Helped Maintain & Expand Their Interchange Savings
These results show how we help businesses capture and protect their processing savings.
Ecommerce Retailer
Ecommerce
in savings
32% fee reduction
Dental Support Organization
Healthcare
in savings
40% fee reduction
Broadcast Media
Media & Entertainment
in savings
25% fee reduction
SaaS Data Provider
Technology
in savings
22% fee reduction
Logistics & Transportation Company
Transportation
in savings
19% fee reduction
B2C Ecommerce
Ecommerce
in savings
19% fee reduction
Equipment Rental and Retail
Retail
in savings
23% fee reduction
Consumer Electronics
Retail
in savings
22% fee reduction
Medical Device Manufacturer
Healthcare / Medical Devices
in savings
44% fee reduction
Ecommerce Retailer
Ecommerce
in savings
32% fee reduction
Dental Support Organization
Healthcare
in savings
40% fee reduction
Broadcast Media
Media & Entertainment
in savings
25% fee reduction
SaaS Data Provider
Technology
in savings
22% fee reduction
Logistics & Transportation Company
Transportation
in savings
19% fee reduction
B2C Ecommerce
Ecommerce
in savings
19% fee reduction
Equipment Rental and Retail
Retail
in savings
23% fee reduction
Consumer Electronics
Retail
in savings
22% fee reduction
Medical Device Manufacturer
Healthcare / Medical Devices
in savings
44% fee reduction
Your Path to CEDP Compliance & Verification
Instant Compliance Analysis
Get instant results on which transactions are at risk. Our analyzer identifies compliance gaps in minutes, not weeks.
Data Gap Identification & Fix
We identify missing data fields and formatting issues, then implement fixes through your existing systems.
No Processor Change Required
Keep your current processor and banking relationships. We optimize your setup without disrupting operations.
Performance-Based Partnership
You only pay from the savings we secure. If we don't protect your discounts or reduce costs, you pay nothing.
Explore More CEDP Compliance Resources
Calculate Your Exposure
See your exact monthly fee increase from CEDP enforcement based on your B2B transaction volume.
Calculate your cost impactGet Verified
Our 45-60 day implementation process gets you to verification status before the deadline, without switching processors.
View the implementation processProtect Your Level 2/3 Rates
See how CEDP's stricter data requirements threaten your preferred B2B interchange discounts.
Assess your Level 2/3 riskCommon Questions About Visa CEDP
Get clarity on the new requirements
Don't Let October 17 Become Your Expensive Deadline
Join 1,200+ businesses that have already optimized their interchange savings with Verisave. CEDP compliance is just our latest way to protect your bottom line.