CEDP Cost Impact Calculator

CEDP Risk Exposure

Dollars at Risk by Transaction Volume

To achieve optimal rates, you must comply with Visa's Commercial Enhanced Data Program (CEDP) requirements. This includes supplying valid and unique data, such as tax amounts and PO numbers, with each transaction. If you need help achieving these rates, or preserving your existing commercial interchange rates under the new CEDP requirements, Verisave is here for you. *Actual costs may vary based on card type and merchant category.

Monthly Volume	100% B2B	75% B2B	50% B2B	25% B2B
$100K	$450	$338	$225	$113
$500K	$2,250	$1,688	$1,125	$563
$1M	$4,500	$3,375	$2,250	$1,125
$10M	$45,000	$33,750	$22,500	$11,250
$100M	$450,000	$337,500	$225,000	$112,500

Note: These figures represent potential monthly exposure based on B2B transaction volume. Upload your statement below for precise calculations based on your actual processing data.

Get Your Exact CEDP Exposure Analysis

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Watch & Learn

Visa Rule Shake-Up Explained

Our experts break down what October 17 means for your business and how we help you maintain your interchange discounts.

Ready to protect your processing rates before October 17?

CEDP Compliance Challenge

Why CEDP Compliance Can't Wait

Over time, loopholes emerged: many merchants (sometimes with processor assistance) submitted dummy or placeholder data solely to trigger discounts. Issuing banks, which benefit from interchange revenue, have pressed Visa to tighten enforcement.

What's at stake for your business:

•
A company processing $10M annually in B2B transactions faces $45,000+ in additional yearly fees
•
Cash flow disruption from 10-15 day settlement delays on every transaction
•
Competitive disadvantage as compliant competitors maintain lower processing costs
•
Once flagged as 'Unverified,' achieving verified status becomes significantly harder

Most B2B companies have been receiving Level 2 and Level 3 discounts by submitting basic transaction data. But here's what many don't realize: the data you're sending today likely won't meet Visa's new validation standards.

Success Stories

Businesses We've Helped Maintain & Expand Their Interchange Savings

These results show how we help businesses capture and protect their processing savings.

While working with Verisave I was able to witness their knowledge and expertise as they implemented a savings to our merchant account that I did not realize was attainable. As a result of their efforts our fees are significantly lower and we skipped the hassle of switching processors.

CJ Wade

CEO - St. George Shuttle

Verisave are simply the experts when you want to optimize your credit card processing costs. They've managed to provide a service that literally pays for itself, convenience I don't ordinarily see in the finance world, and a personal touch I don't often see in business in general.

Aaron Howard

TH Kinsella

While working with Verisave I was able to witness their knowledge and expertise as they implemented a savings to our merchant account that I did not realize was attainable. As a result of their efforts our fees are significantly lower and we skipped the hassle of switching processors.

CJ Wade

CEO - St. George Shuttle

Verisave are simply the experts when you want to optimize your credit card processing costs. They've managed to provide a service that literally pays for itself, convenience I don't ordinarily see in the finance world, and a personal touch I don't often see in business in general.

Aaron Howard

TH Kinsella

Because our accounting systems are unique, it can be a challenge to process credit card payments and still pay the lowest fees possible. As a valued business partner, Verisave created solutions that saved us both time and money on our credit card processing.

Grace Overstreet

Cash Applications Supervisor – Praxair / NuCO2

I worked with Verisave and had them complete an audit on all 5 of my restaurants. After completing their audit, Verisave implemented over $3,500 per month in total savings without requiring me to switch from my current processor.

Rod Seale

CEO - Jimano's Pizzeria

Because our accounting systems are unique, it can be a challenge to process credit card payments and still pay the lowest fees possible. As a valued business partner, Verisave created solutions that saved us both time and money on our credit card processing.

Grace Overstreet

Cash Applications Supervisor – Praxair / NuCO2

I worked with Verisave and had them complete an audit on all 5 of my restaurants. After completing their audit, Verisave implemented over $3,500 per month in total savings without requiring me to switch from my current processor.

Rod Seale

CEO - Jimano's Pizzeria

Verisave successfully implemented a savings significantly greater than what the previous company had found. Verisave's experience and knowledge allowed this savings to be implemented without any disruption to our credit card processing.

Jacque Fanning

Mary Lanning Healthcare

The transparency Verisave provided into our merchant account was eye-opening. We finally understand what we're paying for and have optimized our entire payment processing stack.