Critical ResourceVisa CEDP: Major Payments Disruption

Expert Merchant Optimization Firm Since 2001

We identify unnecessary fees and misconfigurations in your merchant account—without requiring you to switch processors or change your setup.

Our Mission

The payment processing system wasn't designed for transparency. We fix that.

Processors profit when your rates increase. That's why merchant account recovery exists. We audit your existing setup, identify unnecessary fees and misconfigurations, and optimize your account without disrupting operations.

From B2B companies to enterprise organizations, we eliminate unnecessary fees that commonly accumulate in merchant accounts. Zero risk, zero upfront costs—we only succeed when you save.

The Verisave team at our offices

The Verisave team at our offices, January 2024.

Our Approach

How we recover unnecessary fees from your merchant account

The payment system's complexity creates opportunities for unnecessary fees. We know exactly where to look.

Deep Analysis

We identify interchange misconfigurations and processor-side markups that commonly accumulate. Most merchants don't know these issues exist.

Direct Correction

We work directly with your processor to correct misconfigurations and eliminate unnecessary fees—all within your existing setup.

Ongoing Protection

We monitor your account to prevent unnecessary fees from returning. The payment system changes constantly—we ensure you're always optimized.

Leadership Team

25+ years of merchant account optimization expertise

Our team has recovered over $610 million in unnecessary fees for 1,257+ merchants. We understand how processors operate and where misconfigurations hide.

Jeremy Layton
Executive Leadership

Jeremy Layton

CEO and Founder

Founded Verisave in 2001. Transformed AP audit expertise into America's leading merchant account optimization firm.

Kent Low
Operations

Kent Low

COO and Implementation Lead

Architect of client savings. Navigates complex processor landscapes to deliver industry-leading fee reductions.

Bryan Auernig
Sales & Partnerships

Bryan Auernig

VP Sales and Strategic Partnerships

Drives strategic growth through client solutions and PE partnerships. Expert in payment optimization strategies.

Brandon Ayers
Analysis

Brandon Ayers

Head of Analysis

Uncovers hidden fees in merchant statements. Delivers transparent reporting that empowers informed decisions.

Ethan Lawless
Client Experience

Ethan Lawless

Client Experience Lead

Champions client success post-implementation. Ensures continuous optimization in an ever-changing industry.

Joe Wise
Marketing

Joe Wise

Head of Marketing

Educates the market on payment complexities. Transforms client wins into industry insights.

Jeremy Layton
Executive Leadership

Jeremy Layton

CEO and Founder

Founded Verisave in 2001. Transformed AP audit expertise into America's leading merchant account optimization firm.

Kent Low
Operations

Kent Low

COO and Implementation Lead

Architect of client savings. Navigates complex processor landscapes to deliver industry-leading fee reductions.

Bryan Auernig
Sales & Partnerships

Bryan Auernig

VP Sales and Strategic Partnerships

Drives strategic growth through client solutions and PE partnerships. Expert in payment optimization strategies.

Brandon Ayers
Analysis

Brandon Ayers

Head of Analysis

Uncovers hidden fees in merchant statements. Delivers transparent reporting that empowers informed decisions.

Ethan Lawless
Client Experience

Ethan Lawless

Client Experience Lead

Champions client success post-implementation. Ensures continuous optimization in an ever-changing industry.

Joe Wise
Marketing

Joe Wise

Head of Marketing

Educates the market on payment complexities. Transforms client wins into industry insights.

Common questions about merchant account recovery

Understanding how we eliminate unnecessary fees without disrupting your business.

Eliminate unnecessary fees from your merchant account

Zero upfront costs. Zero monthly fees. We only get paid when we recover unnecessary fees from your account. Schedule a 15-minute intro to see what's possible.