Expert Merchant Optimization Firm Since 2001
We identify unnecessary fees and misconfigurations in your merchant account—without requiring you to switch processors or change your setup.
Payments are complex and riddled with set-up errors, wasted spend, and operational inefficiencies. We fix that.
Optimizing your merchant account and payments operations requires deep expertise and benchmark data. We audit your existing setup, identify unnecessary fees and misconfigurations, and optimize your merchant account and your payments operations with minimal lift or disruption.
From small businesses to enterprise organizations, we eliminate wasted spend in the processing fees, and improve payments operations. Zero risk, zero upfront costs—we only succeed when you save.
The Verisave team at our offices, January 2024.
Payments experts since 2001
Verisave was founded by Jeremy Layton in 2001 as JTP Audit, initially focusing on accounts payable audits.
In working with finance teams, two things became clear: every business was overpaying on credit card processing fees, and no one knew how to optimize the merchant account.
Since then, Verisave has worked with merchant clients in every industry to correct processing fee mis-alignment, optimize interchange and American Express setup, and bring efficiencies to the payments operations.
The results: significant cost reduction and improved operational efficiency, with minimal disruption. Most Verisave clients stay with their existing processor, while eliminating operational and processing fee waste.
In 2026, Verisave introduced CEO Chris Lefebvre, a payments industry veteran, to lead product growth and solutions development to further support clients in an increasingly complicated payments landscape.
How we recover unnecessary fees from your merchant account
The payment system's complexity creates opportunities for unnecessary fees. We know exactly where to look.
Deep Analysis
We identify interchange misconfigurations and processor-side markups that commonly accumulate. Most merchants don't know these issues exist.
Direct Correction
We work directly with your processor to correct misconfigurations and eliminate unnecessary fees—all within your existing setup.
Ongoing Protection
We monitor your account to prevent unnecessary fees from returning. The payment system changes constantly—we ensure you're always optimized.
25+ years of merchant account optimization expertise
Our team has recovered over $610 million in unnecessary fees for 1,257+ merchants. We understand how processors operate and where misconfigurations hide.
Chris Lefebvre
CEO
More than 30 years of executive leadership across payments, financial services and technology.
Jeremy Layton
Founder and Chief Commercial Officer
Founded Verisave in 2001. Transformed AP audit expertise into America's leading merchant account optimization firm.
Kent Low
COO and Implementation Lead
Architect of client savings. Navigates complex processor landscapes to deliver industry-leading fee reductions.
Brandon Ayers
Head of Analysis
Uncovers hidden fees in merchant statements. Delivers transparent reporting that empowers informed decisions.
Joe Wise
Head of Marketing
Educates the market on payment complexities. Transforms client wins into industry insights.
Chris Lefebvre
CEO
More than 30 years of executive leadership across payments, financial services and technology.
Jeremy Layton
Founder and Chief Commercial Officer
Founded Verisave in 2001. Transformed AP audit expertise into America's leading merchant account optimization firm.
Kent Low
COO and Implementation Lead
Architect of client savings. Navigates complex processor landscapes to deliver industry-leading fee reductions.
Brandon Ayers
Head of Analysis
Uncovers hidden fees in merchant statements. Delivers transparent reporting that empowers informed decisions.
Joe Wise
Head of Marketing
Educates the market on payment complexities. Transforms client wins into industry insights.
Common questions about Payments Optimization
Understanding how we eliminate unnecessary fees and inefficiencies without disrupting your business.