Critical ResourceVisa CEDP: Major Payments Disruption

Compare Payment Processors

Find the right processor for your business. Compare pricing, features, and B2B capabilities across 12+ major U.S. payment processors.

Know What You Should Be Paying

Compare your current processing rates against industry standards to identify potential savings opportunities and optimization areas. Understanding these benchmarks helps reveal where you may be overpaying and what truly competitive rates look like for businesses of your size and transaction volume.

2.8%

Average Effective Rate

Optimized merchants pay 1.8% to 2.2%, though it varies by industry.

$0.10

Average Per-Transaction Fees

Per-transaction costs range from $0.05 (enterprise) to $0.30+ (small business).

0.25%

Processor Markup

Competitive markups are 0.05%-0.10%. Some processors charge excessive markups of 0.50% or more.

Compare Credit Card Processing Vendors

Select your business priority and compare up to 2 processors side-by-side to find the best fit for your payment processing needs. Note that only major processors are listed, and many businesses purchase processing through an Independent Sales Organization (ISO), which can alter pricing and service level expectations.

Fiserv

Traditional Enterprise

The largest U.S. processor with comprehensive Level 2/3 data support. Delivers 40-90 basis points savings on commercial card transactions when properly configured.

Why It Wins

Full L2/L3 Support40-90 bps Savings6M+ Locations

Key Considerations

  • •Level 2/3 must be explicitly configured during setup
  • •Statement complexity increases with interchange-plus
  • •Request a dedicated B2B specialist for implementation

Verisave Commentary: If you are a large client with a dedicated rep, customer service is great. Reporting is clear and thorough. If you are smaller, you are lost in the masses and it can be a nightmare.

Adyen

Modern Platform

Modern interchange++ platform with automated Level 2/3 data capture. Transparent commercial card pricing with streamlined workflows for tech-forward B2B companies.

Why It Wins

Automated L2/L3 CaptureTransparent IC++ Pricing$1T+ Volume

Key Considerations

  • •B2B features still maturing vs traditional processors
  • •Volume minimums typically require $100K+/month
  • •Verify Level 3 support for your specific card types

Verisave Commentary: They have a solid international offering. Lacking B2B expertise. Can be very difficult to work with. Numerous fees. Reporting and communication are lackluster.

Find Your Ideal Payment Processor

Answer a few quick questions about your business and we'll recommend the best processor type based on your volume, transaction patterns, and specific requirements.

What's your monthly processing volume?

Total dollar amount of card payments you accept each month across all channels

1/5

Hear From Our Clients

Real testimonials from business leaders who reduced their credit card processing fees without operational and tech stack disruption

"This company saves us so much money. Can't recommend enough!"

Jannet H

Controller, West Coast Regional

25+

Years Experience

1257

Clients Served

$610MM

Savings Identified

No upfront feesFull transparencyExpert analysis

Pricing Transparency

No hidden fees. No surprises. Performance-based pricing aligned with your success.

$0

Upfront Cost

No setup fees, no analysis fees, no risk. We only get paid when you save money.

Fair

Share of Savings

We earn a percentage of the money we save you. Our success is tied directly to yours.

10-30%

Average Reduction

Most clients save 10-30% on their processing costs, paying back our fee many times over.

Ready to Reduce Your Processing Costs?

Get your free merchant statement analysis and discover how much you can save

Processor Comparison FAQs

Get answers to common questions about choosing and comparing payment processors.

Get a Personalized Processor Recommendation

Every business is different. Let our experts analyze your specific needs and recommend the optimal processor and pricing structure.

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Based on your actual data

We don't receive commissions from processors. Our recommendations are based solely on what's best for your business.