Interchange Compliance Checklist
Evaluate your current enhanced data capabilities against CEDP requirements to maintain optimal B2B interchange rates.
Assessment identifies potential gaps requiring backend validation for accuracy.
CEDP Data Quality Assessment
Evaluate your current enhanced data capabilities against CEDP requirements
0 of 15 questions answered
1. Do you capture unique invoice numbers for each B2B transaction?
Invoice numbers must be unique and cannot be duplicated or estimated.
Critical for: All CEDP transactions
2. Do you capture exact tax amounts (not estimated or rounded)?
Tax amounts must be precise. Visa's AI detects estimated tax calculations.
Critical for: CEDP Product 3 qualification
3. Do you collect and store customer PO numbers or reference codes?
Purchase order numbers or customer reference codes for transaction tracking.
Critical for: Level 2/3 and CEDP compliance
4. Do you capture exact ship-from ZIP codes (5 digits)?
Origin ZIP code where goods/services are shipped from, exactly 5 digits.
Critical for: Geographic validation
5. Do you capture exact ship-to ZIP codes (5 digits)?
Destination ZIP code where goods/services are delivered, exactly 5 digits.
Critical for: Geographic validation
6. Do you separate and capture freight/shipping charges?
Shipping costs must be captured separately, not bundled into line items.
Critical for: Level 3 and CEDP Product 3
7. Do you provide detailed product/service descriptions for each line item?
Generic descriptions like "services" or "products" will be flagged by Visa's AI.
Critical for: AI validation compliance
8. Do you capture quantities and units of measure for line items?
Exact quantities and standard units (each, dozen, etc.) for each line item.
Critical for: Line-item validation
9. Do you record unit prices for each line item?
Individual unit pricing that allows for quantity × unit price validation.
Critical for: Mathematical validation
10. Do you maintain internal SKU or product codes?
Internal product identifiers for inventory and transaction tracking.
Critical for: Product identification
11. Do you assign commodity codes to your products/services?
Industry standard commodity classification codes for tax and regulatory compliance.
Critical for: Government and large enterprise sales
12. Do you validate data accuracy before submitting transactions?
Pre-submission validation to ensure all required fields are complete and accurate.
Critical for: Avoiding downgrades
13. Are you certain your system never uses placeholder or default values?
No "N/A", "00000", or generic placeholder values in any enhanced data fields.
Critical for: AI fraud detection avoidance
14. Has your processor confirmed they can transmit all CEDP data fields?
Processor certification for CEDP data transmission and validation capabilities.
Critical for: Technical compliance
15. Can your system submit enhanced data in real-time or within 24 hours?
Timely data submission requirements for CEDP qualification.
Critical for: Processing timeline compliance
Why Check Your Compliance?
Ensure your data quality meets enhanced interchange qualification standards
Identify Critical Gaps
Pinpoint specific data requirements needed for optimal rates
Avoid AI Detection Issues
Ensure data accuracy to prevent automatic downgrades and penalties
Prepare Before October
Get ready for enhanced validation requirements taking effect October 2025