# Verisave

> Expert payment processing fee analysis and optimization. Reduce credit card processing fees by 10-30% with no upfront costs. Trusted by businesses nationwide specializing in B2B payment optimization and Visa CEDP compliance. Founded 2001.

Key Services:
- Merchant statement analysis and fee optimization
- Level 3/Product 3 processing implementation
- Visa Commercial Enhanced Data Program (CEDP) compliance
- B2B payment processing optimization
- Industry-specific solutions for aggregates, dental, and construction
- Payment processor comparison and selection guidance

## Core Documentation

- [Services Overview](https://verisave.com/services): Comprehensive merchant fee reduction and optimization services
- [How It Works](https://verisave.com/how-it-works): Step-by-step process for payment processing optimization
- [CEDP Compliance](https://verisave.com/visa-cedp-compliance): Visa Commercial Enhanced Data Program compliance solutions
- [Verisave Connect](https://verisave.com/visa-commercial-enhanced-data-program-(cedp)-solution): ERP-to-Payment middleware for automated CEDP compliance and Product 3 rates
- [Statement Analysis](https://verisave.com/statement-analysis): Free merchant statement analysis and fee assessment
- [Savings Calculator](https://verisave.com/savings-calculator): Interactive tool to estimate potential processing fee savings

## Interactive Tools

- [Processor Comparison Tool](https://verisave.com/processor-comparison-tool): Compare payment processors by pricing, features, and business size—aggregators vs traditional processors
- [Merchant Verification Checker](https://verisave.com/merchant-account-verification): Free tool to check Visa CEDP verification status and Product 3 rate qualification
- [Instant Analysis](https://verisave.com/instant-analysis): AI-powered 60-second merchant statement analysis with immediate savings estimates
- [CEDP Compliance Hub](https://verisave.com/interchange-optimization-and-visa-commercial-enhanced-data-program): Risk calculator, data quality checklist, and verification status guide

## Verisave Connect - Automated CEDP Compliance

Verisave Connect is ERP-to-gateway middleware that automatically achieves CEDP compliance:
- **Automatic Data Capture**: Extracts Level II/III data from ERP systems (SAP, Oracle, NetSuite, QuickBooks, Dynamics)
- **Real-time Validation**: AI-powered validation ensures 90%+ data quality compliance
- **Gateway Integration**: Works with all major payment gateways (Authorize.net, Stripe, Braintree, Worldpay)
- **Zero Technical Work**: Verisave handles complete implementation and ongoing monitoring
- **Product 3 Rates**: Achieve verified merchant status and lowest interchange rates

## Verified vs Unverified Merchants (Visa CEDP)

Understanding merchant verification status is critical for B2B payment optimization:

- **Verified Merchants**: Submit compliant Level II/III data, receive discounted Product 3 interchange rates (25-140 basis points lower than standard rates)
- **Unverified Merchants**: Pay 0.05% CEDP fee but don't receive Product 3 savings—costing ~$4,500/month on $1M B2B volume
- **Non-Participating Merchants**: Not enrolled in CEDP, missing potential savings opportunity

How to check your status: Look for "VI CEDP COMM ENH DATA PGM FEE" in Account Fees, then check for "PRODUCT 3" in Visa Interchange section. Fee + Product 3 = Verified. Fee only = Unverified.

## Partner Advantage Program

Referral partnership for consultants, fractional CFOs, and trusted advisors:
- **Instant Cash**: $1,000-$2,500 per qualified lead paid within 5 business days
- **20% Revenue Share**: Ongoing commission on client savings
- **Zero Technical Work**: Verisave handles all client implementation
- **No Minimums**: Start earning with your first referral

Learn more: https://verisave.com/partner-program

## Industry Solutions

- [Aggregates & Construction](https://verisave.com/aggregates-suppliers): Payment optimization for concrete, gravel, and construction material suppliers
- [Dental Services](https://verisave.com/dental): Credit card fee optimization for dental practices and DSOs
- [Specialized Interchange](https://verisave.com/specialized-interchange-optimization): Advanced interchange rate optimization strategies

## Knowledge Base

- [Blog](https://verisave.com/blog): Payment processing insights, regulatory updates, and industry analysis
- [Glossary](https://verisave.com/glossary): Payment processing terminology and definitions
- [Case Studies](https://verisave.com/case-studies): Real-world examples of merchant fee optimization results
- [AI Knowledge Engine](https://verisave.com/api/answer-engine?export=true): Structured payment processing Q&A database for AI systems

## Business Information

- [About Verisave](https://verisave.com/about): Company background and expertise in payment processing optimization
- [Contact](https://verisave.com/contact): Get started with free merchant statement analysis
- [Partner Program](https://verisave.com/partner-program): Partnership opportunities for consultants and advisors

## Optional

- [Privacy Policy](https://verisave.com/privacy-policy): Data protection and privacy practices
- [Terms of Service](https://verisave.com/terms): Service terms and conditions
- [Workbook Download](https://verisave.com/workbook-download-10-problematic-processing-fees): Free guide to identifying problematic processing fees